Patti Sue, Age 1
Having medical food coverage would mean that I would not have to worry about double insurance for our daughter, and fighting insurance companies and the billing department at our local children’s hospital about making sure they run the claims through BOTH insurance companies. We would be able to consolidate the information into one, because we wouldn’t have to worry about making sure my husband or I have a job that has insurance based in Missouri to guarantee our daughter’s coverage. Patti may only be 1, and we are just starting out, but already due to companies being able to shop for group coverage across state lines, we are being shut out because those companies can bypass the legislation regarding coverage for the state in which they conduct business. My work, while based in Missouri, uses insurance based in Georgia. Because the insurance is based in GA, our insurance company does not have to comply with Missouri’s mandate of medical food coverage. We have had to jump through many hoops and make many phone calls to Medicaid, including switching Medicaid insurance companies just to be able to order my daughter’s food through Cambrooke.